Rental Property Coverage
Residential Single Family and Multi Unit Texas Rental Property
insurance "; For Let "; properties in most cases can
be covered on DP1. Commercial lines policies see the
commercial Commercial Insurance section
Apartment Building Insurance
Program for clients that operate
Apartment Buildings or
10 and 50 units.
This insurance program is a package or BOP type policy
covering Basic, Broad or Special perils
and with values of $25,000 to $2.5 Million per
location in all counties except tier 1.
We can provide
Building, Contents, Rents, Liability and Crime
as well as the tenants contents extension
clause. Texas Landlords Insurance Risks do not
need to be loss free.
Rates are very
competitive with other underwriters of this
business trade group.
We have a new facility
available that will accept most any type of
the property values are up to $7,000,000
Program is principally for:
Apartments (less than 35 years old)
Convenience Stores with/without gas
(Chains and independents)
(chains and independents)
facility is available in throughout the state and
coverage can be Standalone Fire Insurance Policy,
or a TDP Insurance Policy with Ec,
Vmm or All Risk with and
without flood or earthquake.
Coverage is now available in tier 1 and 2 areas.
program can cover Property, Owners Liability,
Contents, Vandalism and even Loss of Rents. We can most
likely also write your coverage under a
commercial lines policy with general liability and products
if you need that written along with the
insurance program will offer coverage at competitive
pricing and the rates will not be
up rated unless
the risk is considered substandard or surplus
lines. Applicants for our rented properties
Insurance coverage do not have to be loss free
to qualify for these programs
Tips to find discounts on Landlords Insurance in Texas
1. Update your Apartment Buildings heating, electrical and
plumbing systems to modern standards and you may qualify for a discount of as
much as 15% on your Landlord Insurance Rate in Texas. Even though you may like
the old-fashioned fire place, it may not be as fire-safe as a modern heating
system. Building technology has advanced in many ways to make an older residence
much safer. You'll in addition to being a lower home insurance risk, make your
House more valuable in terms of its worth in the marketplace.
3. The material you use in the construction of
your House goes a long way in affecting your home insurance rates in Texas. Buy
a frame house if you want more resistance to earthquakes or buy brick if you
want better resistance to high winds. Those who live in the West will pay lower
insurance rates if theirs is a frame because of the earthquakes there. Building
with the appropriate material for your state can easily save you a 5%.
2. Many Texas Landlords do not know half the insurance discounts
that are available to them with their insurer. If you don't know something
exists you cannot position yourself to take advantage of it. Tell your insurance
agent about any updates or major repairs you've made to your Apartment Complex,
Buildings, Conveyances, Appliances, etc., get possible discounts and find out
what you need to do to take advantage of them. Insurers do not always advertise
all available discounts but that doesn't mean they don't have them. Don't
forget, you could also save some money and moreover, you have nothing to lose by
4. Apartment Owners Insurance does not have to be Difficult. You
could save hundreds or thousands of dollars on your Apartment Buildings
Insurance Premium by simply obtaining and evaluating various Policy Quotes. DP1
policies are often cheaper home insurance policies but may offer less coverage.
The DP2 broad form property insurance policy is the most popular and may offer
the best value for the money. The DP3, All Risk Insurance Policy is the Gold
Standard Cadillac of Residential insurance policies in the Market. It's not the
cheapest insurance policy but will offer the most coverage.