Mobile Home Insurance policies are Available throughout Texas
Everyone can save
Investors and professional property managers can look to Insurance Plus as their primary source for investment property protection. We have serviced Texas mobile home insurance since 1997. Custom package coverage is available for your property as well as owners contents and potential liability. Standard and Non Standard, Surplus lines insurance markets are available to cover everything from Fires to Hurricanes and Tornado hazards in most every Texas County. Houston Landlord insurance is available for risks up to 45 million per location. Your property risk does not half to be loss free. Basic, Extended and Special Broad landlord building and owners contents coverage is available to meet all your commercial insurance needs. Your manufactured home insurance coverage should include the usual coverage for the main structure such as fire, wind and hail, optional extended Water Damage coverage and Income loss coverage in the event of a covered business interruption. These options can either be selected at time of purchase, or added to your policy at a later date.
Read our top tips for cheaper insurance
Rates are very competitive with other underwriters of this trade group.
Manufactured Home Insurance
This new property program will offer competitive pricing for mobile or manufactured home insurance and the rates will not be up rated unless the risk is substandard or surplus lines.
Choice of construction materials
The material used use in construction of your property can go a very long way in affecting landlord insurance rates in Texas. Frame Structures provide more resistance to earthquakes. Brick buildings can offer better resistance to high winds and flying debris as well as the occasional auto collision. Those who need homeowners insurance coverage in the Western United States can often pay lower rates if the buildings are frame because of the earthquakes there. Building your structure with the appropriate material for your state can easily save you 5% to 35% on your rate.
Frequently asked questions about Mobile Home insurance
Specialty and Hard To Place Risks is our specialty.
What type of policy should I buy?
Texas Coverage forms for mobile or manufactured home insurance is available at this time. Programs with Credit Score or Non Credit Scored factoring. Good or bad credit is not an issue with our new non scored "Hassle Free" HOA Policy Your Coverage effected same day or following day in most cases. We have coverage available for all Texas Protection class codes. Coverage can not start before we have received your completed application. For your convenience, an online application is in the forms page of the website. The form may be printed or submitted over the web.
What is classed as a pre-existing medical condition and can I be covered?
The facility is available for mobile homes in Texas. Fire, Ec, VMM or All Risk, with and without flood or earthquake coverage Coverage not available in all of tier 1 and 2 areas. This is a property only program but we likely write the General Liability and products completed coverage also if you need that written along with it.
Will I be covered for day trips, excursions, and holidays with multiple destinations?
Economic challenges and financial uncertainty can result in undesirable dings on some consumers usual credit standing. Homeowners with Credit problems can still obtain quality coverage through our Non Credit Scored programs. These are rated differently and often issued on special custom homeowners policy forms rather than traditional policy offerings. Some markets may limit their Non Credit Scored offerings to an HO1 or HOA type policy for owner occupied and DP1 policy forms for tenant occupied rental properties.
What is included in my policy?
Are you living on 1 or more acres? With or without hobby animals you now qualify for our personal lines program, No need for a Farm and Ranch type policy. If AG sales are less than $5000 year you may still go in our personal residential property programs.
I am having problems completing payment, why?
Economic challenges and financial uncertainty can result in undesirable dings on some consumers usual credit standing. Homeowners with Credit problems can still obtain quality coverage through our Non Credit Scored programs. These are rated differently and often issued on special custom insurance policy forms rather than traditional mobile home insurance policy offerings. Some markets may limit their Non Credit Scored offerings to an HO1 or HOA type policy for owner occupied and DP1 policy forms for tenant occupied rental properties.
Will I be covered in the event or a natural disaster or terrorism?
We have a new insuring facility that will accept most any type of mobile home insurance risks where the values are up to $5,000,000 per location.