Commercial Building Insurance
Main Structure (s), Landlord Building Replacement / ACV option
Other Buildings and structures on the property
Appliances, Furnishings, etc.)
Landlords Liability Insurance
Special features you can choose for additional security
Replacement Cost for Property and
Additional Coverage Forms
Loss of Rents Revenue due to a covered losses
This Program provides Apartment Owners
Insurance for Buildings between 10 and 50 units. The program is a package or BOP
type policy which covers Basic, Broad or Special perils with values of $25,000
on up to $2.5 Million per property location in all Texas counties.
We can provide Apartment Buildings Insurance
with Owners Contents insurance, Loss of Rents, Owners Liability insurance,
Property Managers Professional Liability insurance and Crime coverage are
available as well. Risks do not need to be free of losses.
Rental Property Insurance
Smaller Residential Rental Homes or " For Let " properties in
most cases can be covered under our landlord insurance policy Form DP1, DP2 or
DP3. For insurance for Commercial Property, see our Commercial Section
Texas Rental Home Insurance and Dwelling
Apartment Building Insurance is written on Commercial Coverage
Forms. Small for let Residential properties can be covered in our Hassle Free
DP1 insurance program
Coverage forms for most
Texas landlords insurance property risks are available at this
time. Forms available are DP1, DP2,
DP3. BOP, and Fire Insurance.
Coverage can generally be effected same day or following day in
most cases. Landlord insurance in Teas is available in all Risk Tiers. Harris
Coastal Property Insurance Capacity is strong. Dallas Fort Worth markets re also
Coverage can not start before we have received your completed
application. For your convenience, we have included an online application on the
forms page of our website. The form can be printed or submitted over the web.
Premium Financing is now available on all Texas
landlord insurance programs.
If the property electrical wiring,
plumbing and roofing system have al been updated in the last 20 years then you
can qualify for a discount on your landlord insurance policy rate by using the
most recent remodeling date as the age of the structure. Up to a 10% credit.
We are now offering $5000 of
accidental water damage coverage with DP1, $15000 with DP3 of insurance policies
on standard Fire, EC, Vmm policies for a flat $100 of AP. This applies to tenant
and or owner occupied Home.
Investment properties can present
risks not normally associated with an Owners occupied dwelling. A well thought
out Landlord Insurance Policy or Landlord Cover note can be cost effective as
well as provide the necessary financial protection required to secure your
Discounts on Commercial Building Insurance in Texas
1. Update your Apartment Buildings heating, electrical and
plumbing systems to modern standards and you may qualify for a discount of as
much as 15% on your Landlord Insurance Rate in Texas. Even though you may like
the old-fashioned fire place, it may not be as fire-safe as a modern heating
system. Building technology has advanced in many ways to make an older residence
much safer. You'll in addition to being a lower home insurance risk, make your
House more valuable in terms of its worth in the marketplace.
3. The material you use in the construction of
your House goes a long way in affecting your home insurance rates in Texas. Buy
a frame house if you want more resistance to earthquakes or buy brick if you
want better resistance to high winds. Those who live in the West will pay lower
insurance rates if theirs is a frame because of the earthquakes there. Building
with the appropriate material for your state can easily save you a 5%.
2. Many Texas Landlords do not know half the insurance discounts
that are available to them with their insurer. If you don't know something
exists you cannot position yourself to take advantage of it. Tell your insurance
agent about any updates or major repairs you've made to your Apartment Complex,
Buildings, Conveyances, Appliances, etc., get possible discounts and find out
what you need to do to take advantage of them. Insurers do not always advertise
all available discounts but that doesn't mean they don't have them. Don't
forget, you could also save some money and moreover, you have nothing to lose by
4. Apartment Owners Insurance does not have to be Difficult. You
could save hundreds or thousands of dollars on your Apartment Buildings
Insurance Premium by simply obtaining and evaluating various Policy Quotes. DP1
policies are often cheaper home insurance policies but may offer less coverage.
The DP2 broad form property insurance policy is the most popular and may offer
the best value for the money. The DP3, All Risk Insurance Policy is the Gold
Standard Cadillac of Residential insurance policies in the Market. It's not the
cheapest insurance policy but will offer the most coverage.
Insurance quotes for Commercial Property Buildings insurance
We have a new Texas facility available that will
provide insurance for commercial property
the properties values are up to $5,000,000 per